Find Housing
Your selection criteria
Think first about your comfort and conveniences offered by this accommodation, especially if you plan to live there more than one year. Ask yourself these questions: do you want to focus on near your place of work or study or the attractions of the district where you live? How is served the coveted spot? What are your means of transportation? Are you close to friends or acquaintances? Are there places "coolest" than others? Your answers to these questions will help you towards a specific type of habitat and to define an ideal location. Your Turn! An exclusive area (downtown or rather "hip") is certainly more pleasant to receive - but not necessarily to working or study - but the rent is certainly higher and parking difficult.
Your Budget
1 - removal
If that your furniture comes down to little things, you move alone : rent a van, choose a few good friends and that's it. An apartment already furnished and equipped you can avoid buying furniture and appliances (though feel free to test bedding and appliances). The move will ease but will you feel truly at home ?
2 - rental charges
Your budget should reflect your rent, including rental charges, and expenses of electricity, gas, water, telephone and insurance. Some accommodations feature of collective supplies such as heating, cold water, hot water less frequently. In this case, these expenses will be included in the amount of charges which will be reported.
3 - the property tax
Once a year, you pay council tax (local taxes). This fee is due when you occupy the premises on January 1 of the tax year. You will be notified of the Treasury stating the amount you and the address of the treasury in charge of collecting. As a guide and subject to the deductions you may qualify, it is equivalent to one or two months' net rent by city. You can benefit from reduced under certain conditions: ask your local tax office. Respect the deadline for payment, because beyond your tax will be increased by 10%, plus stimulus. You will not pay this tax in a university residence or if you occupy a room with an individual who has no separate entry.
Tax office of your city
Internet : http://www.finances.gouv.fr
Our advice
We advise you to do a simulation calculation of housing benefit that you can use to determine your maximum budget. See our section Calculation live.
You have found your home :
Warning: A Guarantee deposit and a deposit are not the same role.
The Guarantee deposit is an amount paid in the leasing of a dwelling. It is hosted by the lessor in particular to ensure the proper execution of the contract.
The guarantor is the person who stands surety. It undertakes by signing a surety bond to meet all obligations in lieu of the tenant if it can no longer cope with the payment.
Signed your lease and your tenant status acquired, you can proceed to the state of the housing.
The inventory entry is a document signed by the tenant and the owner or manager, who defines the state of the housing so contradictory when the keys. It is a kind of "snapshot" of the state of housing before installation.
The state of output will be made at the time of your departure, the return of the keys.
In the absence of this document, you may be held responsible for damage left by the previous tenant.
The inventory is filled in your presence with the residence staff. It must be done carefully and do not hesitate to note any comments that you consider useful means of a clear and precise wording.
Once the lease is signed, the inspection has taken place and you have the keys in hand, place your move. This step is not the most pleasant for some, but do not neglect if you want to quickly install and enjoy his new home. Make your move so well, and especially organize yourself so as not to waste too much time and money !
Here are some tips :
In case you want to use a moving company, do not hesitate to make comparisons in relation to tenders, request quotes and even negotiate specific rates. However, prices are very expensive so it is often preferable to a move by its own means.
Do not forget to contact your family in advance to help you carry everything. It is quick and easy. You will also save money compared to a professional.
For your personal belongings, decorative objects, tableware ... cartons are the best solution. You can buy but prices rise faster depending on the quantity. Try to recover free from your neighborhood or in supermarkets for example. Bubble wrap is also strongly recommended for all fragile items and dishes. Do you own the boxes and label them well (by category). It will be much easier to navigate when unpacking large.
Please have also adhesive rollers, cutter, protective covers ... (there are Eco Pack Moving, kits, accessories ...) or any equipment needed to move (slide, devil staircase, outdoor furniture ...). Please note that the rental equipment is more interesting week.
You are now ready for your move into your new home.
4- RIGHTS AND OBLIGATIONS OF THE LESSEE.
Whether you're moving into your new apartment or you quit, you have rights and obligations.
RIGHTS
- You have the right to establish an inventory of free entry and departure to your places. In case of use of a bailiff costs can be shared between the tenant and the landlord.
- You are entitled to the issuance of a receipt for rent free as long as the rent is paid.
- You have the right to terminate the lease at any time upon compliance notice.
- You have the right to "quiet enjoyment". This means that the lessor must ensure the tranquility of the occupation.
- You have the right to make the adjustments do not constitute a transformation of housing (ie installation of shelves). But beware, the restitution of housing, the landlord may require their removal and repairs that might ensue.
- Pay his rent and expenses to the date of your lease.
- Live in the apartment in peace. Respect other tenants.
- Respect the cleaning and maintenance of common areas.
- Defray ongoing maintenance and repair of the apartment rental, the list is usually attached to the contract.
- Do not alter the premises without the written consent of the lessor.
- Not to assign or sublet your apartment (except with the written consent of the landlord, specifying the rent).
- Respect the rules of the residence.
5- TAXES
T.O.M
Owner can claim back the tax garbage collection (TOM) when it receives the notice of payment of property tax.
Housing Tax
You are a student, you are not exempt from the property tax, if for the Tax, you complete the following condition: « Occupant of a dwelling as of January 1 of the current year ».
However, check with the local tax, a cap or an exemption can be performed according to your income ...
Your budget must be taken into account.
CAF housing aid (APL and ALS)
Your home may qualify for the personalized housing (APL) or Allowance Social Housing (ALS). The amount depends on a detailed study of each case by the Family Allowance, sole authority in the matter.
According to the residence in which you are staying, CAF pay either APL or ALS.
The amount of assistance may vary:
- your income
- the amount of your rent
- the number of tenants in the apartment.
- the nature of the housing
- of housing location
- To receive assistance, the lease must be in your name.
- If you are under 20 years of age and your parents to see you still have family allowances, you can combine the two aids, you will make a choice.
How to prepare the dossier CAF?
Our teams of residential guide you through all these steps.
Some parts are required, you can already prepare:
- A copy of your identity card or residence permit valid.
- Proof of your student status.
- The statement of income for the previous year or the certificate of non-imposition or if a declaration on honor that no revenue was collected last year.
- A RIB (bank details).
- Recipient number and the certificate of non-payment of cash in your home of origin (if you have already received benefits by CAF).
What are the differences between APL and ALS ?
Under an agreement signed between the lessor and the state, you can take advantage of the APL.
In this case, the lessor becomes Third Fee, housing benefit is paid directly, you have to pay the balance.
Without this agreement, you receive the ALS, it will be paid directly: then you have to pay the rent in full.
- The first month's rent is not subject to housing benefit in the following case: first you perceive housing assistance and there was no interruption of lease (eg leaving an housing July 31, you get another 1 August).
- Your parents may continue to take care of you in calculating their taxes, it does not preclude the allocation of housing assistance.
- The income taken into account for calculating the amount of aid are those of the student, not the parents.
- Calculating the amount is very complex because it depends on many parameters defined by the CAF.
To perform a simulation of your housing assistance or for more information, visit the website of the Family Allowance: www.caf.fr
Housing insurance
Make sure the slot against rental risks is mandatory. Otherwise, the owner has the right to terminate the lease without further formality.
You must issue a certificate of insurance before signing your lease, and each year at the request of the lessor. It can not require you to subscribe to a particular insurance company. Your choice of insurer is yours.
Many insurance companies, banks and student mutual insurance packages offer comprehensive insurance very competitive specially designed for students. These formulas cover both the risk of fire, explosion, water damage, theft ... Personal liability is also very important.
Special rates are offered to students who often have low incomes.
The subscription price is an important criterion, but be sure to choose the level of cover that suits you best: the franchise, the furniture capital covered the exclusion clauses of warranty ... are all factors to consider.
Insurance premiums vary according to:
- The category of housing
- Place of residence
- Furniture guaranteed
- Number of occupants
Most websites of insurance companies offer a simulation of the amount of your purchase.
- In case of fire in your home, you have 5 working days * to tell your insurer.
- In case of theft or break you within 48 hours * from the moment you see the flight:
- File a complaint to the police
- Send the statement to your insurance company with the original complaint (it is advisable to keep a copy)
- In case of water damage, we advise you to fill out a accident report (form available from the insurer).
- The insurance does not cover damage to the car (eg, damage to cars within the car insurance).
- Bicycles, stored in a local bike are not covered by your insurance or the insurance of the building.